PLAIN ANSWERIt depends on the city, trade, property and licensing rules. Owner eligibility is often narrower for electrical, plumbing and mechanical work.Local rules vary. The linked official examples support the workflow, not a nationwide yes/no answer.
A safe way to handle it
1
Check owner-occupancy or homestead conditions.
2
Check trade-license and local-registration rules.
3
Put the responsible permit holder in the contract.